Osteopathy Covered by Insurance
Does private medical insurance cover osteopathy?
Yes. Many UK private health insurance providers include osteopathic treatment under outpatient or complementary therapy benefits.
Coverage depends on your individual policy and may vary based on session limits, referral requirements, pre-authorisation, and whether the practitioner is recognised by your insurer.
Wellthy Clinic regularly treats patients using private medical insurance and provides appropriate documentation to support claims.
How to claim for osteopathy treatment
The claims process varies by insurer and policy. In most cases:
Confirm with your insurer that osteopathy is included in your cover
Check whether a GP or consultant referral is required
Some insurers allow you to submit invoices directly, while others require you to pay upfront and claim reimbursement
If you’re unsure, we recommend contacting your insurer before booking.
Which insurers cover osteopathy
Many UK private health insurers include osteopathy, depending on policy terms. We’ve created dedicated pages explaining how claims work for insurers we commonly work with:
Aviva – osteopathy cover & claims
Healix – osteopathy approval & billing
Vitality – osteopathy benefits & referrals
Cigna – outpatient osteopathy cover
WPA – osteopathy claims & direct billing
Simplyhealth – osteopathy reimbursement
Healthshield – claims processing
Select your insurer to view guidance specific to your policy, including referrals, authorisation, and payment arrangements.
FAQs
Is osteopathy covered by private medical insurance?
Many UK private health insurers include osteopathy under outpatient or complementary therapy benefits. Coverage varies by insurer and policy type.
Do I need a referral to claim osteopathy sessions?
Some insurers require a GP or consultant referral before treatment, while others allow self-referral. Always check your policy details.
How many osteopathy sessions does insurance usually cover?
This depends on your insurer and the specific plan you have. Many policies allow 4–12 sessions per year, with some approving additional sessions following a treatment review or report.
Can I claim directly at Wellthy Clinic?
In most cases, you pay for your appointment and then claim reimbursement from your insurer. We provide itemised receipts suitable for insurance claims.
Does Wellthy Clinic invoice insurers directly?
For certain insurers, including WPA and Vitality, direct billing may be available subject to authorisation. With other insurers, payment is typically made by you and claimed back using the receipt we provide.
Are your osteopaths recognised by insurance providers?
Yes. All our osteopaths are registered with the General Osteopathic Council (GOsC) and are recognised by most UK private health insurers.
Does private health insurance cover paediatric osteopathy?
Paediatric osteopathy is often covered under standard osteopathy benefits, depending on your policy. We provide detailed invoices suitable for insurance claims.
Do patients need to live locally to use insurance at Wellthy Clinic?
No. There are no known geographical restrictions for insurance claims. Wellthy Clinic is based on New Cavendish Street in Marylebone, and we welcome patients from across London and beyond.